JM Marketing provides members a unique LifeTime Benefit Life Insurance & Long-Term Care policy. This robust policy provides an inexpensive mechanism for purchasing BOTH Life & Long-Term Care (LTC) coverage inside of one insurance policy. The policy is underwritten by Combined Insurance, which has an "A" Rating from A.M. Best.
• Life Insurance Premiums are Guaranteed for Life
• Long Term Care coverage included worth 3x your death benefit amount. That’s up to 75 Months of care for Nursing Home, Assisted Living and Home Care!
• Guaranteed acceptance up to $75,000 of life insurance & $225,000 of LTC benefits for Members
• Paid-Up Insurance starting in Tenth Year of the policy
• Death Benefit is Fully Paid-Up prior to Age 100 on a current assumption basis
• Plan is Portable with no increase in life insurance premium - TAKE IT INTO RETIREMENT WITH YOU!
• Spouse and Children coverage available as well
• Accelerated Death Benefit for Terminal Illness included
• Future Purchase Option provides Members the ability to increase coverage in future years with no health questions asked!*